Think all cards are made equally? Think again. YNCU Mastercards offer the convenience of acceptance all over the world, along with a wide-range of benefits.
View our full suite of Mastercards by visiting our Collabria partner site or use our product recommender to find the best card for you.
We make keeping an eye on your account easy using MyCardInfo.
View your current balance and available credit
Track rewards points
View transaction history
Make one-time bill payments
Digital payment capabilities for convenient tap and go transactions
Don’t let high credit card interest rates stand in the way of your financial progress. Make the smart move with your credit and take advantage of our Balance Transfer offer.
Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%. Here’s how you can benefit from our balance transfer offer:
This offer is available from January 1, 2024, and expires on June 30, 2024.
Click here to learn more and apply for a Collabria credit card today!
*A minimum transfer amount of $500 is required. You can transfer as many balances as your credit card limit allows during the promotional period if each transfer is $500 or more.
2024 Welcome Points Offer
Apply, Spend, and Earn Welcome Points!
Sign up for a new credit card and get up to 5,000* Welcome Points after your first purchase.
With Flex Rewards, you'll discover a large assortment of Reward Points redemption options, whether you're looking to travel, shop, or indulge in unique experiences.
This offer is available from January 1, 2024, and expires on December 31, 2024.
Click here to learn more and apply for a Collabria credit card today!
*Terms and conditions apply. Click here to view which cards are eligible for this offer.
From February 1, 2024 to April 30, 2024, Mastercard® Consumer and Business cardholders will have the chance to be entered to win one of the following six (6) prizes with every travel purchase they make outside of Canada on their Mastercard card consumer and business credit.
Spring cleaning is not the only thing we’re looking forward to in April...
Members that apply for a new eligible card between April 1, 2024 to May 31, 2024, approved and activated new or upgraded card accounts will receive a rebate of the first year annual fee on their primary card!
This campaign can be combined with the “Always On” Welcome Points offer (for new cardholders only), equating up to $170 in total cash equivalent during this promotion period.
First year annual fee rebate will reflect in an eligible new primary cardholder account within two (2) statement cycles, following application approval and card activation.
Click here to learn more and apply for a Collabria credit card today!
Enjoy peace of mind with emergency assistance anytime, anywhere. Mastercard Global Service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or receiving an emergency cash advance.
For 24/7 assistance call:
Canada and US: 1-800-622-7747
International Collect: 1-636-722-7111
You could call it a loan. We call it a head start.
2024 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .
