Rates + Specials

Prime Rate Rates
YNCU Prime Rate 3.20%

FEATURED RATES AND PRODUCT SPECIALS

Term Deposits

From saving accounts to building a strategic investment portfolio - we can help you grow your worth and build your finances. Not seeing the right product for you? Click here to view our other deposit rates.

ONE-YEAR GIC SPECIAL

For a limited time, earn 

2.50%*

with a one-year GIC.

18 MONTH DEPOSIT SPECIAL

Earn up to

2.80%*

on an 18 month term.

Mortgages

We understand that buying a home is a significant purchase, and our experts are here to make the process as smooth as possible for you. If our mortgage specials aren't meeting your needs, click here to view our other great mortgage rates.

5 YEAR INSURED MORTGAGE

Rates as low as 

3.99%*

on a 5 year high ratio insured mortgage.

5 YEAR CONVENTIONAL MORTGAGE

Rates as low as

4.35%*

on a 5 year conventional mortgage.

Loans and Lines of Credit

Whether you’re buying your first vehicle, remodeling your home, or looking to pay down debt, our borrowing options will give you peace of mind and help you achieve your financial goals. If our loan specials aren't the right option for you, click here to view our other personal loan options.

ELECTRIC VEHICLE SECURED LOAN

Rates as low as

4.09%*

on an electric vehicle secured loan.
Ask us about our additional 0.10% loyalty bonus!

VEHICLE SECURED LOAN

Rates as low as

4.49%*

on a vehical secured loan.