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Financial Literacy

We’re laying out everything we know to make sure you’re confident to make informed, effective and smart decisions about your finances.

Become a New Neighbour Today

THINGS TO KNOW BEFORE ENTERING THE HOUSING MARKET

At YNCU, we know entering the housing market is a daunting task. School does not prepare you for the financial risk you take when purchasing a home for the first time. We want to share with you some tips to help you enter the housing market, responsibly.

EMPOWER YOUR FINANCIAL FUTURE WITH A CREDIT UNION

October 20th was Credit Union Day! To honour this day we wanted to share with you some background on credit unions and how YNCU makes an impact on the lives of our members.

DEBUNKING CONTROVERSIAL MONEY MYTHS

At YNCU, we know that you take your finances seriously. You want to protect your financial assets as best as you can. There are a lot of widely held ideas about money that are simply not true. We want to help you achieve your financial goals by debunking some of the most controversial money myths. 

RATE HIKES/COST OF LIVING - SURVIVAL TIPS FOR MANAGING RAPID PRICE INCREASE AND DEFLATION

It is no secret that the cost of living has drastically gone up in the last few years. Prices have gone up in every aspect from groceries to the skyrocketing price of gas to interest rate hikes. This has caused a lot of alarm and concern for Canadians who are struggling to keep themselves financially stable. At YNCU, we know that you may be looking for advice on how to manage your money during times of rising costs.

DEBUNKING CONTROVERSIAL MONEY MYTHS

At YNCU, we know that you take your finances seriously. You want to protect your financial assets as best as you can. There are a lot of widely held ideas about money that are simply not true. We want to help you achieve your financial goals by debunking some of the most controversial money myths. 

SHARING RESOURCES: EXPLORING RACIAL INEQUALITY & MONEY

Wealth is about more than a paycheck — it refers to the sum of financial assets and physical possessions owned by an individual or family. Less wealth means more challenges with homeownership, investment opportunities, student loans or the ability to pass accumulated wealth down to future generations. 

SAVING SMART FOR ALL STAGES OF LIFE

There are plenty of major milestones in life that we can look forward to. Whether it’s graduating from post-secondary education, buying a house, getting married or retiring after years of a fulfilling career, we all need to plan accordingly. All of these major steps in life often require some financial planning to ensure you can effectively fund your dreams and maintain your financial health.

PROTECTING YOURSELF FROM COMMON FINANCIAL SCAMS

Being a victim of financial fraud can be devastating and is on the rise. With fraudsters finding new ways to target vulnerable populations, via phone, email or cybersecurity attacks, we need to be more diligent than ever before when on the lookout for common financial scams.

THE TOP FINANCIAL TOOLS OUR ADVISORS ARE THANKFUL FOR THIS YEAR

Managing your money, whether it be saving for a dream vacation, your first home or investing for the future, can seem daunting at first. Luckily, personal finance tools such as apps, spreadsheets and software can take some of the guesswork out of managing your money on a daily basis.