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Savings Accounts

Enjoy the comfort of knowing your money is always growing.


When it's time to save, we've got you covered. Whatever you're saving for, find an account that'll help you get there - from flexible, short-term savings to longer term investments that yield high rates, there's an account for you.

Open a savings account today.

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Simply Everyday Savings Account

If you regularly save your money but need flexible access to it, then this account might be right for you. The Simply Everyday Savings Account offers a flexible and convenient way to save, with anytime access so you can use your money when you actually need it.

 

Features and Benefits

  • Transaction fees waived for members 18 and younger (except Interac & Cirrus ATM transactions)
  • Easy to understand, pay for use pricing
  • Helps you save for current/immediate needs

Core Features and Benefits

Monthly Fee Pay as you go
Number of Transactions Unlimited deposits and online transfers between YNCU accounts
Charge for Additional Transactions $1.00

Account Extras

Interac e-Transfers $1.25
ATM Withdrawals at another Financial Institution Ding Free at an Exchange Network ATM. $1.50 in Canada at a non-Exchange Network ATM. $3.00 Outside Canada
Discounted Student Fee Free for youth members up to age 18
Interest Paid monthly, at posted rate
 

High Interest Savings Account

Do you maintain a higher balance but don’t want the funds to be locked in? With a High Interest Savings Account, you can save for life’s important purchases, like vehicles, vacations, or home renovations, while earning a higher rate of return on your savings.

 

Features and Benefits

  • One free debit transaction, transfer, or withdrawal per month
  • Easy to understand, pay for use pricing
  • $5000 minimum monthly balance to receive best rate
 

Core Features and Benefits

Monthly Fee Pay as you go
Number of Transactions Unlimited deposits and one free Debit transaction per month
Charge for Additional Transactions $2.00
 

Account Extras

Interac e-Transfers $2.00
ATM Withdrawals at another Financial Institution Ding Free at an Exchange Network ATM. $1.50 in Canada at a non-Exchange Network ATM. $3.00 Outside Canada
Discounted Student Fee and Senior Monthly Fee N/A
Interest Paid monthly, at posted rate. Higher interest rate on deposit balance over $5,000
 

Combination Savings Account

Would you like an account that offers the flexibility of a Savings Account with the interest earning power of a GIC? The Combination Savings Account is for you. Your money is there when you need it, and growing at a special rate of return when you dont. Learn more on the Combination Savings Account page.

 

Features and Benefits

  • Minimum deposit of $5000
  • Guaranteed special rate of return
  • Product opens for deposits every 3 months - January, April, July and October
  • Easy to understand, pay for use pricing
 

Core Features and Benefits

Monthly Fee Pay as you go
Number of Transactions Unlimited deposits and one free Debit transaction per month
Charge for Additional Transactions $2.00
 

Account Extras

Interac e-Transfers N/A
ATM Withdrawals at another Financial Institution N/A
Discounted Student Fee and Senior Monthly Fee N/A
Interest Paid monthly, at posted rate. Higher interest rate on deposit balance over $5,000
 

US Hybrid Chequing and Savings

Avoid the ups and downs of U.S. currency exchange rates with the U.S. Hybrid Chequing & Savings Account. This account will help you avoid converting U.S. currency to Canadian and back again. You'll be able to write cheques, build savings, and earn interest in U.S. currency.

 

Features and Benefits

  • No minimum deposit required
  • Earn interest in U.S. dollars
  • Flexibility to withdraw at any time (2 free monthly withdrawals)

 

Core Features and Benefits

Monthly Fee Pay as you go
Number of Debit Transactions 2 free per month
Charge for Additional Transactions $1.00

 

Account Extras

Cheques At current market pricing
Statement

Free On-line / $2.00 printed

Interest Paid monthly, calculated on daily closing balance

 

 
 
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