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Deposit Special

Deposit Specials

Helping you achieve wealth fast with our limited time offers. 


Diversify your portfolio with short and long term investment options from YNCU!
Check out our 18 month GIC rates:

Tier Rate
$1,000 – 19,999 4.65%
$20,000 – 99,999 4.70%
$100,000 and over 4.75%
If you’re looking for an investment option that yields a high return in a shorter amount of time, SECURE YOUR RATE today!

Looking for a safe investment option that grows steadily over time?
ACT NOW on our 5 year GIC rates:

Deposit Value Rate
$1,000 – 19,99 5.15%
$20,000 – 99,999 5.20%
$100,000 and over 5.25%

If you're looking towards the future with a long-term savings plan, get started with our 5 year GIC today!

Already a YNCU member?
Log into online banking to open a non-registered term deposit today! Registered products (TFSA, RRSP, RRIF) need to be opened by one of our branch staff.
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Not a member of YNCU or looking to open a registered term deposit?
Book an appointment online to get started!
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How to open a term deposit online:

  1. Log into Online Banking
  2. Select “Account Services”
  3. Then select “Open a New Account”, select "Term Deposits" and then choose the term or special you would like to open. Registered products (TFSA, RRSP, RRIF) need to be opened by one of our branch staff.

If you’re not a member or are looking to open a registered term deposit, click here to book an appointment at the branch nearest you.

Available for non-registered, TFSA, RSP, and RIF accounts.

*Available on deposits of $100,000 or more. Terms and conditions apply. Rates are subject to change at any time. Alternate rates and tiers available. Contact YNCU for details.