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Planning + Advice

Removing the stress from your banking.

Big milestones in life and business typically come with big financial decisions. Sometimes making those decisions can feel like a high-stakes battle against your bank - one fraught with hidden dangers where you have to fight tooth and nail to see any success. At YNCU, we’re more interested in being an ally. We’ve got your back with expert advice, support, and education so you can make decisions and achieve new milestones without the drama.

 
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Life Advice

 

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Tools and Calculators

 

 
 
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STARTING A SMALL BUSINESS THE DOS AND DON'TS

YNCU is dedicated to supporting small businesses in our communities and we want to see you succeed in making your lifelong dreams a reality. We’ve put together a few dos and don’ts to help guide you towards starting a small business.

 

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BANK OF CANADA RATE HIKES EXPLAINED

In July of this year, The Bank of Canada today increased its target for the overnight rate to 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. This comes only weeks after its early June decision to raise it to 4.75%. Today, we'll be talking about this recent rate hike and how it might affect your finances. So, let's dive right in!

 

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UNDERSTANDING THE FINANCIAL LITERACY GAP WITH INDIGENOUS COMMUNITIES

Financial literacy (understanding concepts such as budgeting, saving, investing, and understanding credit) is an essential skill that empowers individuals to make informed and responsible financial decisions. Unfortunately, not every Canadian has equal access to financial literacy resources and support, particularly among minority and BIPOC (Black, Indigenous, and People of Color) communities.

 

 
 
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2023 Your Neighbourhood Credit Union Limited. All rights reserved.

Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .

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