THINGS TO KNOW BEFORE ENTERING THE HOUSING MARKET
At YNCU, we know entering the housing market is a daunting task. School does not prepare you for the financial risk you take when purchasing a home for the first time. We want to share with you some tips to help you enter the housing market, responsibly.
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Sometimes you just need to get out of dodge. And when wanderlust hits, we can help make sure you're ready to go.
Travel agencies offer packages that are designed to meet all kinds of holiday desires. This can be a good way to save money, but may not suit your individual needs. Traveling by car provides a lot of freedom, but the distance you can travel is then limited.
The most popular method of vacation travel is by plane. Full-fare tickets offer the most flexibility and fewest restrictions, but they come at a price. If you can travel outside one of the peak seasons, and know the dates you want to leave and return well in advance, discount airfare is available. Seat sales are limited and can't be counted on, especially for large families.
Staying in hotels and eating in restaurants can get expensive. Do some research before you leave. There are a lot of books and websites to help you find the accommodations and places to eat that are right for you.
It's easier to relax abroad knowing that you're covered if something goes wrong. There are different insurance packages available that cover everything from lost luggage to health care while in another country. Your Provincial Health Care does not cover all medical expenses, so make sure you're protected.
Finally, a card worth settling down with.
You could call it a loan. We call it a head start.
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Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .