THINGS TO KNOW BEFORE ENTERING THE HOUSING MARKET
At YNCU, we know entering the housing market is a daunting task. School does not prepare you for the financial risk you take when purchasing a home for the first time. We want to share with you some tips to help you enter the housing market, responsibly.
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Getting trendy, Pinterest-inspired arrangements can run your flower budget up by thousands of dollars. Ask your florist what flowers are in season at the time of your wedding, and save that money for something much more important than flowers.
Use wine bottle labels as table numbers, and bring flowers from your ceremony to the entrance of your reception. You can even pay attention to the decor you're buying and use frames and vases in your home after the wedding, too.
Keep your timeline to one year or less so you have less time to over plan and more to focus on what’s really important.
When you have a lot of attendants in your wedding, a great time to buy their thank-you gifts is during seasonal sales. Even if your wedding isn’t until next summer, scope out the holiday sales this year, and save yourself some money in the long run.
Save some money on your décor by selecting a venue that is unique and beautiful in its own way and doesn’t need much enhancement. Barns, beaches, industrial mills, farms, and even backyards can make beautiful and cost-effective settings for weddings.
Don’t purchase if you don’t need to. The last thing you want is to be stuck with 100 candles or 40 vases that you won’t know what to do with later.
Don’t be a Dollar Store snob! The Dollar Store can be a great resource fellow brides, and can save you a lot of money.
Even with my cost saving tips, let’s face it, weddings are expensive. Put as many purchases as possible on a credit card with rewards (like the YNCU World Mastercard), and you might even be able to pay for the honeymoon with points.
Evaluate your wedding wish list carefully, and eliminate extravagant excess costs.
Help another bride, get some money back, and clear out clutter before it sets in. Win-win-win.
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Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .